Insurance Clause
Additional Insured Clause
Requires the vendor to name the client as an Additional Insured on specified policies.
5 min readComing soon
The Contract Clause Library breaks down the insurance-related clauses that appear in commercial MSAs, SOWs, and vendor agreements. For each clause you'll find plain-English meaning, why it exists, typical wording, how CoverageReady extracts it, and the compliance issues it most often causes.
For each clause: what it means, why clients require it, typical wording, how CoverageReady extracts it, and the compliance issues it most often causes.
Requires the vendor to name the client as an Additional Insured on specified policies.
Requires the vendor's insurers to waive rights of recovery against the client.
Requires the vendor's coverage to be primary and to not seek contribution from the client's policies.
Requires ongoing Products/Completed Operations coverage for a set number of years after work ends.
The vendor's promise to defend and hold the client harmless for specified claims.
The core list of required policies, limits, endorsements, and evidence the vendor must maintain.
How hold harmless language interacts with indemnification and available insurance coverage.
The definitive reference for commercial insurance terminology. Plain-English definitions for every coverage, endorsement, ACORD form, and contract requirement — Additional Insured, Waiver of Subrogation, Primary & Non-Contributory, Completed Operations, and more.
Structured, course-style lessons that teach vendors, brokers, and compliance teams how commercial insurance contracts and Certificates of Insurance actually work — from the basics to advanced workflows.
Industry-specific insurance and compliance requirements for HVAC, janitorial, electrical, landscaping, roofing, plumbing, security, and every other commercial service trade.
We're actively building this resource. Check back soon.
We're actively building this resource. Check back soon.
We're actively building this resource. Check back soon.
We're actively building this resource. Check back soon.
CoverageReady's AI reads MSAs, SOWs, and amendments and pulls every insurance clause into a structured requirement list — ready for gap analysis and broker requests.