How to evaluate the insurer behind a Certificate of Insurance — AM Best ratings, admitted vs. non-admitted status, surplus lines, and the minimum carrier standards enterprise clients require.
Published entries in Carrier & Rating. More definitions are being added continuously.
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General Liability, Auto, Workers' Compensation, Umbrella, Professional, Cyber, and every other commercial coverage line.
Explore coveragesCG 20 series Additional Insured forms, Waivers of Subrogation, Per-Project Aggregates, and blanket endorsements.
Explore endorsements & formsCertificate Holder, Description of Operations, ACORD 25 boxes, and every field on a Certificate of Insurance decoded.
Explore coi termsHow limits stack, self-insured retentions, aggregates, per-occurrence math, and umbrella drop-down rules.
Explore limits & deductiblesPrimary & Non-Contributory, Waiver of Subrogation, Hold Harmless, and the other phrases that drive COI requirements.
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