The certificate-specific vocabulary compliance reviewers use every day — Certificate Holder vs. Additional Insured, Description of Operations, cancellation language, and every ACORD 25 field explained.
Published entries in COI Terms. More definitions are being added continuously.
We're actively publishing new COI Terms definitions. In the meantime, explore the rest of the Insurance Library.
General Liability, Auto, Workers' Compensation, Umbrella, Professional, Cyber, and every other commercial coverage line.
Explore coveragesCG 20 series Additional Insured forms, Waivers of Subrogation, Per-Project Aggregates, and blanket endorsements.
Explore endorsements & formsHow limits stack, self-insured retentions, aggregates, per-occurrence math, and umbrella drop-down rules.
Explore limits & deductiblesAM Best ratings, admitted vs. non-admitted carriers, financial strength, and why it matters for compliance.
Explore carrier & ratingPrimary & Non-Contributory, Waiver of Subrogation, Hold Harmless, and the other phrases that drive COI requirements.
Explore contract phrasesCoverageReady checks every one of these definitions against your contracts and COIs — automatically.