Where compliance actually breaks: how per-occurrence and aggregate limits interact, when a deductible or SIR is disqualifying, and how umbrella policies fill gaps in primary limits.
Published entries in Limits & Deductibles. More definitions are being added continuously.
We're actively publishing new Limits & Deductibles definitions. In the meantime, explore the rest of the Insurance Library.
General Liability, Auto, Workers' Compensation, Umbrella, Professional, Cyber, and every other commercial coverage line.
Explore coveragesCG 20 series Additional Insured forms, Waivers of Subrogation, Per-Project Aggregates, and blanket endorsements.
Explore endorsements & formsCertificate Holder, Description of Operations, ACORD 25 boxes, and every field on a Certificate of Insurance decoded.
Explore coi termsAM Best ratings, admitted vs. non-admitted carriers, financial strength, and why it matters for compliance.
Explore carrier & ratingPrimary & Non-Contributory, Waiver of Subrogation, Hold Harmless, and the other phrases that drive COI requirements.
Explore contract phrasesCoverageReady checks every one of these definitions against your contracts and COIs — automatically.